May-2023
In these fast changing times within the financial industry Bitcoin is becoming an increasingly important commodity for investors and for payment processing.
Mark Manson confirmed in an interview with Business News that Bitcoin is being adopted within many countries that have foreign currency restrictions and lack of freely available US$ Dollars. This is a way to send payments overseas without having to go through the conventional banking systems or requiring Central Banks approval.
The process allows a person in their own country to purchase Bitcoin using local unrestricted currency and then transfer the Bitcoins anywhere in the world to pay for a service or business transaction within minutes.
AAY Investments Group joins the ranks of Blackstone Capital and Fidelity Investments to name just two, who are now accepting Bitcoin as a method for transferring transaction payments.
To learn more on Bitcoin transactions and to see how this could benefit you, please visit our secure office website and submit your project request for payment to AAY by Bitcoin.
April-2023
The Bank of England's Monetary Policy Committee (MPC) sets monetary policy to meet the 2% inflation target, and in a way that helps to sustain growth and employment. At its meeting ending on 22 March 2023, the MPC voted by a majority of 7–2 to increase the Bank Rate by 0.25 percentage points, to 4.25%.
AAY Investments Group are pleased to confirm that they are discounting the Bank of England’s lending rate by offering commercial finance at only 3.96% rate.
This is exciting news which has been overwhelmingly taken up by UK companies and project owners who are seeking funding.
Business leaders, investors, developers and other financial institutions congratulated AAY Investments Group for providing this well needed financial support within the UK.
To submit in an application for funding, please visit AAY Investments Group Panama official secure website and submit a request via the inquiry section, for which you will receive a prompt reply following initial review of the application.
January-2023
AAY Investments Group is pleased to announce we have now reopened after the Seasons Holidays and look forward to another vibrant financing year for 2023.
To kick off this New Year we have decided to reward our current clients with benefits and opportunities for their projects by continuing to allow them to have last year’s historically low interest rates.
This is a massive saving for clients and our way of saying thank you for choosing the CFI awarded Best International Financing Team of 2022.
As the saying goes, “ time is money” this means new client applications should be submitted as soon as possible to avoid disappointment caused from the anticpated backlog due to the large demand that is being generated by this special discounted interest program.
To submit in an application for funding, please visit AAY Investments Group Panama official secure website and submit a request via the inquiry section, for which you will receive a prompt reply following initial review of the application.
All professional introducers and finance brokers are welcome worldwide to work with AAY Investments Group which their position will be fully protected for commissions when submitting their clients projects applications.
December-2022
What an amazing year for AAY Investments Group who won the Best International Finance Team award for 2022. Having competed against many other banks and lenders.
What an amazing year for our clients who had their projects funded within 2022. They realized their dreams, goals and prosperity not only for themselves but also for their employees and country.
Many prospective clients ask us “what is the best thing to do after submitting an application to AAY Investments Group” Our answer is always the same "simply follow the AAY funding procedure, understand terms and conditions, and be honest" these 3 points ensures to success.
Equally important, we tell our prospective clients that not every application makes it to the Review Committee to be considered for approval. However, the one’s that do make it will then go onto being funded by AAY. Therefore we reiterate the importance of following the AAY funding procedure, terms and conditions without any hesitation or doubts.
We at AAY Investments Group treat our clients like family as their success is our success. Let's together make 2022 an amazing year for you too.
To contact AAY Investments Group please visit our official secure website and submit a request via the inquiry section, you will then receive a prompt reply following initial review of the application.
November-2022
Get funded now as November is the action month at AAY Investments Group with attractive low interest rates while availability still exists in these volatile money markets.
Mr. Mark Manson, Senior Managing Partner, during an interview at a global financial convention said, “ it is a now or never opportunity to take advantage of funding from AAY Investments Group who still has funds available at the pre FEDS or Central Banks interest rates hikes”
“As global economies fight inflation with higher interest rates, smart businessmen need to act promptly to ensure success for their projects and business activities”
AAY Investments Group are pleased to announce that they are accepting funding applications on a fast track program for viable projects from qualified borrowers.
To learn more about low interest funding opportunitied or to submit in an application for funding, please visit AAY Investments Group Panama official secure website and submit a request via the inquiry section, for which you will receive a prompt reply following initial review of the application.
October-2022
Central Banks around the world are all now raising interest rates. This is due to high inflation and means that freely available commercial financing has become more difficult. This leads to much higher interest rates and associated costs along with restricted availability for prospective clients seeking funding.
The good news is AAY Investments Group can continue offering commercial funding at very low interest rates and associated costs compared to bank finance around the world.
As an example the USD prime rate is currently 6.25% whereas AAY’s prime rate is only 4.95%. In addition to that great rate AAY’s prime interest rates for EURO and GBP are only 3.96%.
Should you have a commercial project or business that needs low cost funding then please act promptly by contacting AAY Investments Group Panama whist funds are still available at these very affordable rates.
To learn more about this new program and To submit in an application for funding, please visit AAY Investments Group Panama official secure website and submit a request via the inquiry section, for which you will receive a prompt reply following initial review of the application.
September-2022
AAY Investments Group are pleased to announce the availability of collateralized and monetized certificates backed by valuable art.
The benefits of these leased certificates is they can be used by companies to raise loans with their local banks or to enhance their financial balance sheets to increase the asset net worth of their company.
They can also be used for “buy and sell” transactions as a form of collateral security. Or any other suitable business transaction that requires a form of collateralized guarantee.
To learn more about this new program and to see if your business needs, project, or business transaction would qualify or to submit an application to AAY Investments Group S.A Panama.
Please visit our official secure website and submit a request via the inquiry section.
August-2022
It’s official AAY Investments Group S.A being a leader in the international project funding and award winner of the best project finance team for 2022 has once again set the industry standards for the best interest rates for USD loans.
The current US prime rate has been increased to 5.5%, however, AAY Investments Group S.A prime rate for USD will remain at 4.95%. This is a great savings over the period of a project loan.
Mr. Mark Manson, Senior Managing Partner, said "We have decided to create a discount for our clients so they may benefit, not only saving money but also by increasing their profits. As most countries are recovering their economies it would have been a set back if they had to pay higher interest rates due to the high inflation within the USA."
This discounted rate for USD funding will be available to all clients as of August 1, 2022.
To learn more of the exciting opportunities available for project funding and to submit an application to AAY Investments Group S.A Panama. Please visit our official secure website and submit a request via the inquiry section.
June-2022
Yahoo Finance congratulates AAY Investments Group Panama on winning the Award for the Best International Finance team 2022, along with many other news reports.
Below are the links to the listed of published articles from Yahoo and CFI who presented the prestigious award to AAY Investments Group.
There are now over 200 articles that have been published including news write up’s from news reporters around the world.
To view the Yahoo Finance published full write up please click on the link below
https://finance.yahoo.com/news/aay-investments-group-named-2022-140000662.html?.tsrc=fin-srch
To view the CFI Awards published full write up please click on the link below
https://cfi.co/awards/latin-america/2022/aay-investments-group-best-international-project-finance-team-panama-2022
Mark Manson, The Senior Managing Partner states "Our thanks goes out to the whole AAY Investments group team whose efforts, hard work with dedication and professionalism towards our clients is the reason we won this prestige award for best international finance team for 2022".
To learn about the new funding opportunities available for project funding offered by AAY Investments Group Panama. Please visit our official secure website and submit a request via the inquiry section.
May-2022
It’s official AAY Investments Group Panama are the winners of the 2022 Best International Finance Team Award.
The CFI.co judging panel presents AAY Investments Group with the 2022 Best International Project Finance Team (Panama) Award.
This prestigious award has been held by the best financial groups around the world that include UBS, Landsbank, RBC, Access Bank, Pictet Bank and now AAY Investments Group Panama.
Mr. Mark Manson, Senior Managing Partner says this is a great achievement which we are proud to accept having provided project funding to many different countries. Our dedicated team has worked long hours with project owners to ensure success in every viable business opportunity and industry that applied to us for funding. Special gratitude goes to Mr. Sam Davis, Senior Project Director for his outstanding efforts in helping clients and brokers to fully understand our funding procedure, terms and conditions.
We look forward to funding many more projects for the remaining months of 2022.
To learn more of the exciting funding opportunities available for project funding and to submit an application to AAY Investments Group Panama. Please visit our official secure website and submit a request via the inquiry section.
April-2022
AAY Investments Group are proud to announce their accreditation with DUN & Bradstreet who are a world renowned independent organization that provides commercial data, analytics and insights into corporations.
The D-U-N-S Registered seal indicates that a company has been verified and validated by Dun & Bradstreet.
This prestigious DUNS Seal is now displayed on the AAY Investments Group official secure website along with AAY's DUNS number which is #816805448..
The benefits for AAY Investments Group clients present and future is an excellent comfort level in knowing they are dealing with a trustworthy and validated group.
To learn more about the current AAY Investments Groups funding opportunities for international project financing and all other international business activities. Please visit our official secure website and submit a request via the inquiry section, for which you will receive a prompt reply following initial review of the application.
March-2022
With the easy of travel restriction by many countries the leisure industry is set to boom. Hotel booking are reaching at pre pandemic numbers and are on track to surpass the records of 2019.
Manufacturing is also experiencing increased order volume for products that were put on hold during the 2020 lockdowns, demand is therefore now at the reaching volume of 2019 with supply not far behind.
The Housing and Construction sectors are also enjoying a higher volume of buyers as people are now able to move into homeownership and begin real estate investing.
AAY Investments Group offers up to 100% funding for all the above industries, many funding programs are available on debt and equity, pure loan and joint venture.
All project owners or their appointed broker / representatives should submit a detailed application directly to AAY by using the official AAY Investments Group website in the secure inquiry section. Following, you will receive a prompt reply following initial review of the application.
February-2022
The month of February has shown that the recovery of many countries economies, by the easing of restrictions, is underway.
AAY Investments Group is pleased to state that it has been a major provider of commercial funding for a diverse range of industries that have reopened for business.
With investment and loan capital being difficult to obtain in many countries, AAY Investments group has been the solution by providing the needed capital.
AAY Investments Group has also being active in providing insurance bonds for the construction industry, trade import export and others that require insurance guarantees.
Project funding or insurance is available for those who are currently seeking these services.
All project owners or their appointed broker / representatives should submit a detailed application directly to AAY by using the official AAY Investments Group website in the secure inquiry section. Following, you will receive a prompt reply following initial review of the application.
January-2022
AAY Investments Group would like to wish past, present and future clients a very prosperous & successful New Year 2022.
With the launch of our New Economic Growth funding programs for Ghana, Kenya, Tanzania and Nigeria confirms AAY Investments Group as a global leader with a proven track record for providing project funding within these countries.
Further Economic Growth funding programs are being extended and expanded for Indonesia, Malaysia, UAE, and Australia following the success in these countries in over the 2020-2021 years.
Entry is now open for the funding programs for the above referenced countries. Project owners, consultants, brokers, introducers, should visit AAY Investments Group official website and submit their funding applications using the secure inquiry form.
AAY Investments Group has already begun to accept new project application for 2022 meaning persons who are ready should submit without delay to avoid being waitlisted.
December-2021
We are pleased to report that 2021 has been a successful year across all sectors of industries and have seen a return to pre-pandemic levels of growth and profitability since Q3.
As we enter the later weeks of December AAY Investments Group is accepting new applications for our expedited international funding process for 2021 and Q1 of 2022.
The overviews of our funding programs can to viewed on our official website together with our listed of globally funding projects which are being updated to include the 2021 completed fundings.
To take advantage of our expedited international funding, all applicants would need to promptly contact our Inquiry Department to ensure their project application gets onto our review list.
All project owners or their appointed broker / representatives should submit a detailed application directly to AAY by using the official AAY Investments Group website in the secure inquiry section. Following, you will receive a prompt reply following initial review of the application.
November-2021
AAY Investments Group would like to announce the increase in the capital limit for the offering of financing for buy and sell trade opportunities which involve signed contracts with suppliers, buyers and sellers.
This decision is due to the global economy requiring many commodities in high volumes which is creating the need for larger volumes of financing.
Should you be an exporter or importer who is currently active and wishes to expand or fulfill multiple contracts then AAY Investments Group trade financing program would be suitable for your business development.
To learn more, please submit a request for the Trade Finance, by using the official AAY Investments Group inquiry form on the secure website. When referencing this program, The inquiry will be answered within the short timeframe.
October-2021
With only 3 months left before the fiscal year end makes this period very important for those who have plans for the realization of their goals and projects getting funded within 2021.
AAY Investments Group are ready to fund all approved projects before year end subject to the applicants being accepted into the 2021 fundable are are able to work in a timely manner.
The most popular and universally suitable funding program is AAY’s JV loan investment 100% program. This is made up of a combination of a 60% loan and a 40% equity injection, the costs involved with this program are the lowest compared to other programs. Borrowers would be required to settle these during the funding process in stage payments due once the relevant work has been completed.
Should you be a project owner or broker seeking funding prior to the end of the 2021 fiscal year, then let us help you achieve your objective of finding funding for yourself or your clients.
To submit a request for any of the 2021 active Funds, please visit the official AAY Investments Group inquiry form on the secure website.
September-2021
As African countries begin the reopening of their economies, vast opportunities are becoming available for business minded persons who have the experience to fulfill the need in the many sectors of industries that are currently being rebuit or expanding.
To accommodate the increase in financial capital requirements for the realization of these many projects, AAY Investments Group has launched the new African Development Fund which became available on September 6, 2021.
The Fund is open to all interested parties within Africa, banks, project owners, brokers or professional consultants who are seeking capital for a viable projects in all industries.
Should you be a project owner or broker seeking finance within the African continent with an active or newly reopened ecconomy, then let us help you achieve your objective of finding funding for yourself or your clients.
To submit a request for African Development Fund, please visit the official AAY Investments Group inquiry form on the secure website.
August-2021
AAY Investments Group being an innovator and leader in Hybrid Funding has seen in August a 200% increase in demand from international borrowers who are seeking funding for their projects.
The benefits of Hybrid funding are endless but most importantly, this format of funding allows for a portion to be loan and a portion to be equity injection which when combined can provide the borrower with the required 100% funding.
Additionally it is currently available for all sectors of industries on an international worldwide basis.
Should you be a project owner or broker seeking finance in a country that is currently active and open for business, then let us help you achieve your objective of finding funding for yourself or your clients.
To submit a request for Hybrid funding, please visit the official AAY Investments Group inquiry form on the secure website.
July-2021
As world coal prices surge the black gold is once again a hot commodity.
The demand for coal is high due to the needs of China and India, together with a supply shortage due to heavy rains in Indonesia, problems in Australia, Columbia, and the pull back on production within the USA.
As demand is expected to increase so are the projections for future coal prices. This makes this industry worthy of international investment.
AAY Investments Group are please to announce the New Super Coal Fund, which will provide funding to all sectors of the booming coal industry.
Should you be a coal mine owner seeking finance, a coal shipper or a coal distributor in a country that is currently active in the coal business, then let us help you to expand and achieve your goals.
To submit a request for the New Super Coal Fund, please visit the official AAY Investments Group inquiry form on the secure website.
June-2021
AAY Investments Group launches the new Indonesia Recovery Fund.
This new Fund is specifically for projects that have fallen victim to the effects of the COVID-19 pandemic and require restarting.
The benefits of the new Indonesia Fund are the ability to provide capital that will be needed to complete unfinished development projects and finance the expansion of operational industries.
Funding will be available up to 100% for bankable viable projects.
Should you be a project owner, a local Indonesia broker or consultant,please feel free to contact AAY Investment Group directly and submit a detailed application using the official AAY Investments Group inquiry form on the secure website.
Let us work together get your Indonesian back to prosperity and bring your many projects to realisation.
May-2021
AAY Investments group is pleased to announce the launch of five new Funds dedicated to the growing African countries that have shown continuing development growth during the first quarter of 2021.
Resilience in all industries sectors have out performed initial expectations which resulted in a greater volume of projects that were funded by AAY investments group within the first quarter of 2021.
To accommodate this vast amount of new applications seeking funding, AAY Investments Group has opened all of the five new Funds at the same launch time. This will be of great benefit to the many clients currently on the waiting lists.
All new project owners or their representatives should in the first instance submit a detailed application using the official AAY Investments Group inquiry form on the secure website.
April-2021
The first three months of 2021 have proven successful for projects with owners who had the confidence to proceed despite Pandemic times.
Their success was enabled by AAY Investments Group funding who invested in these projects on generous terms to enable the realization.
Now has never been a better time to pursue a profitable project for either acquisition or development. Opportunities are being found in many industries for undervalued projects that have previously been stalled due to the Pandemic.
If you or your client is one of the adventurous entrepreneur who is currently actively seeking funding, then is the best time to contact AAY to begin the funding process by submiting a detailed application directly to us using inquiry form that can be found on the official AAY Investments Group in the inquiry section.
March-2021
AAY Investments Group is pleased to announce the launch of the March New Innovative Green Fund.
Suitable projects are those in the green industries, as an example, organic farming, greenhouse, green field’s energy, green building, green alternative fuels and all other hybrid green projects.
We are also interested to hear from applicants who may have a green project that is not listed above, especially in the health and medical fields.
All project owners or their appointed brokers representatives should in the first instance submit a detailed application directly to us by using the official AAY Investments Group website in the secure inquiry section.
February-2021
Due to the high demand AAY Investments Group are pleased to confirm that the 2nd round Medical Fund will be released on February 1, 2021.
The fundamentals of the Fund will be the same as the 1st round Fund which is catering to all types of for profit projects in the medical field.
However the size of the 2nd round Medical Fund will be double in capacity due to the fast sell out of the 1st Medical Fund.
The 2nd round Medical Fund is open to all international projects from countries that are free from any form of sanctions or embargo.
Projects owners or brokers should in the first instance visit our official secure website inquiry section to submit their detailed applications.
January-2021
As we begin the New Year 2021 with a fresh start we are pleased to confirm that AAY Investments Group is well positioned to expand its funding activities on a global basis.
Although 2020 was a year of change in how business is now conducted, for those who were resilient and able to adapt brought many success stories from the AAY Investments Groups funding program.
We are therefore excited to announce that AAY is extending all of these winning low interest funding programs from 2020 into the year 2021.
As funding applications are already starting to mount up due to the proven success track record of AAY Investments Group, we recommend interested borrowers should contact us at their earliest convenience.
All project owners or their appointed brokers representatives should in the first instance submit a detailed application directly to us by using the official AAY Investments Group website in the secure inquiry section.
December-2020
As we enter the last financial month of the year 2020, December is also the last month of our funding year. AAY Investments Group is pleased to report that the volume of funding applications for December has seen an unpresidential and significant increase.
This we believe is due to the outstanding track record of AAY Investments Group. During the year 2020 we have funded more projects than anticipated. AAY investments group has received many exceptional projects with dynamic entrepreneurs seizing the exciting and unique opportunities to realize their projects through the funding offered by AAY Investments group.
To accommodate this vast amount of new applications seeking funding, AAY Investments Group has added for the month of December two extra large size Funds. This will be of great benefit to the clients currently on the waiting lists. We anticipate offering funding for all the new clients and allowing the clients to obtain funding.
Project owners or their representatives should in the first instance submit a detailed application using the official AAY Investments Group website in the secure inquiry section.
November-2020
The year 2020 has been impacted in every sector by the Pandemic.
There have been many ups and downs in the business world. We at AAY have developed many new ways in which to assist businesses to allow growth and aid expansion in many viable industries, real estate development etc.
We have expanded our portfolios to cover the new demand worldwide and to continue to move forward in the new and evolving world.
AAY Investments Group has recently set up a Growth Fund 2020 to provide essential capital to entrepreneurs who are finding new opportunities to purchase an under valued asset in many industries.
Those who consider they have a viable opportunity should in the first instance submit an application into our official website site via the inquiry section.
October-2020
AAY Investments Group are pleased to announce their new October Equal Opportunity Fund.
This specific Fund was created for the benefit of innovative projects. The aim is to encourage project owners who can demonstrate good potential and growth along with the creation of jobs and prosperity for the Countries in which they are located.
Additionally, we have interest to assist the Established Companies who have the ability and enthusiasm to expand their current activities. Another area of interest to AAY is companies who are poised to expand and diversify into a new industry or technology to improve their current portfolio.
This year 2020 is an exciting time where entrepreneurs can expand by purchasing undervalued projects for expansion. All industries would be considered. Now is the time to move forward to make 2020 the year for you.
Those who have a viable project, please visit our official secure website. Project owners or their representatives should in the first instance submit an application by using only the official AAY Investments Group secure website in the inquiry section.
September-2020
Following the success of AAYs Investments Group Kenya Fund, which was fully taken up during the month of August by an extremely high volume of quality applications.
We have decided to launch a second super larger Fund which will be the Nairobi Kenya Fund. The Capacity of this Fund will be four times the size of the previous Fund.
AAY Investments Group consider that this second larger Nairobi Kenya Fund will be able to accommodate the extra volume of projects applications currently on the waiting list.
All “for profit” industries would be suitable candidates for the larger Fund and will be considered on their own merits and profit returns.
Project owners or their representatives should in the first instance submit an application using the official AAY Investments Group website in the inquiry section.
August-2020
August is an exciting month for AAY Investments Group with the official launch of the International Mining Industry funding program.
The program covers industries of Gold, Precious Stone, Precious Metals and Fuels to name a few. There are many other mining activities that are also of interest as long as they are marketable commodities.
Project owners or their representatives should in the first instance submit an application using the official AAY Investments Group website in the inquiry section.
The type of funding being offered for the mining industry program will be in the form of a joint venture whereby AAY Investments Group will use its proven 60% loan and 40% equity share. This is very advantageous to many companies in this field.
Entry to the Mining Industry Fund is limited and offered subject to availability.
July-2020
AAY Investments Group is pleased to announce its decision to expand our Loan Investments programs for Ghana, Tanzania and Kenya for 2020.
The Industries of interest are, medical, transportation, real estate developments, banking, mining, infrastructure, manufacturing, agriculture, shipping and telecommunications.
The benefit of our Loan Investment programs is that they give an opportunity for business owners to achieve the realization of projects. This is due in part to our much lower interest rates and attractive terms than available in the project country.
Should you be a consultant or project promoter or owner looking to fund a viable project, please visit our official website site and submit your application via the inquiry section.
May-2020
AAY Investments Group is pleased to confirm that our funding activities have successfully continued during Covid- 19 due our safety protocols in place for our staff and clients worldwide.
We have experienced that our clients have found good value opportunities which they have moved on whereby AAY Investments Group provided the funding to assist them to achieve the realization of their projects.
AAY Investments Group is proud to announce that we are well positioned to continue providing funding throughout this year to quality projects worldwide.
As many countries begin to ease the restrictions and lockdowns currently in place, we advise all interested parties who are seeking funding to come forward and present your project request to AAY Investments Group by visiting our official website and submitting your funding application directly via our inquiry section.
June-2020
AAY Investments Group achieves its objective by continuing to provide financing for projects during these unusual and difficult times of pandemic Covid- 19.
During the month of May 2020 we were able to close on the financing of 6 projects in different Countries for the industries of Medical, Real Estate, Manufacturing, Agricultural, Hospitals and Commercial Transportation.
Although we are now in the “New Normal” as stated by the WHO. We have adjusted so that our Worldwide Financing has and can continue to be successful for our clients who are seeking funding in these difficult times.
For further information please visit our official website site. Alternatively should you have a project that is ready to be financed, please submit your application via our official website in the section for inquiries.
May-2020
AAY Investments Group is pleased to confirm that our funding activities have successfully continued during Covid- 19 due our safety protocols in place for our staff and clients worldwide.
We have experienced that our clients have found good value opportunities which they have moved on whereby AAY Investments Group provided the funding to assist them to achieve the realization of their projects.
AAY Investments Group is proud to announce that we are well positioned to continue providing funding throughout this year to quality projects worldwide.
As many countries begin to ease the restrictions and lockdowns currently in place, we advise all interested parties who are seeking funding to come forward and present your project request to AAY Investments Group by visiting our official website and submitting your funding application directly via our inquiry section.
April-2020
As the pandemic of COVID-19 has spread to many countries, AAY Investments Group can assure all our clients that we are still open for business during this difficult period.
Being a state of the art high tech finance operation allows us to continue our work and keep all our staff safe and well by allowing them to work remotely but sill under highly protected guidelines and protocols to ensure strict confidentiality of our clients information and exchanges of correspondences.
AAY Investments Group is pleased to announce the opening of the its NEW Medical Funding Program for private hospitals, medical equipment manufactures and any other profit related industry within the medical field.
The April New Medical Funding Program has been specially designed to provide fast approvals on attractive terms and is offered to multiple applicants from most countries worldwide.
Should you be an applicant within the medical industry that needs funding for expansion, then please visit our official website and submit your application online via the inquiry section.
March-2020
AAY Investments Group is pleased to announce the New Prime Loan program for quality commercial projects.
Below are the details;
- The program offers a pure loan for up to 100% value.
- Interest is based on US Prime Rate and is adjustable, this means the interest rate will always be whatever the prime rate is.
- Qualified borrowers must have minimum readily available 10% of own funds of the loan value to be paid to lender.
- Minimum lending amount USD 10 Million to USD 100 Million.
- Approved projects must have full collateral to loan value.
- Insurance wrap or other guarantees may be required on jumbo size loans.
- Program is best suited to financially stable established borrowers.
- Benefits of program is borrower retains all projects equity.
- US Prime rate is currently 4.25%.
Applications for this program now being accepted in the inquiry section via the official AAY Investments website.
February-2020
AAY Investments Group is pleased to announce the Ghana Fund for 2020.
With the commercial interest rates in Ghana remain in double digits, This is making the cost of project financing very expensive together with the fact that the burden of low loan to value ratio.
The exciting benefit of the AAY Investments Group Ghana Fund 2020 is that it provides an interest rate for USD at an extremely low rate of 4.95%. This rate is achieved by using a unique underwriting process. This allows for a combination of a loan and equity to provide in total 100% funding.
The Fund was created this year specifically for Ghana due to the volume of projects that are in need of a good reliable funding solution. This will allow quality projects in Ghana to achieve realization.
AAY Investments Group has been working in Ghana for many years making them a reliable proven funding source. As the official opening of the AAY Investments Group Ghana Fund 2020 is February 3, 2020 applications are now being accepted for quality projects.
To submit your project funding application please visit our office website.
January-2020
AAY Investments Group is excited to announce the New UK FUND. This fund offers project funding in GBP currency with low interest rates for quality commercial projects.
As BREXIT is now set to happen under the newly elected Conservative party led by Prime Minister Boris Johnson makes the U.K. prime for an Investment boom.
Many U.K. investors have been “on the fence” which has created a stagnant economy. This is now expected to change rapidly for the smart switched on entrepreneurs who can see that the value of the U.K. economy will increase dramatically during 2020.
As the U.K. Pound returns to normal levels of £1.55 to £1.65 against the US dollar so will the value of real estate and related projects as well as many other businesses and industries.
For U.K. projects owners, promoters and brokers AAY is now officially accepting funding applications via the AAY official web site inquiry section.
Keep your New Years Resolutions to improve, restructure or expand your business by contacting AAY today.
December-2019
We are pleased to announce the new Sinking Fund for qualified project owners who seek this added value opportunity. The benefits of this program are that it allows for a funding loan to be paid off in part of full or to service interest rates from the Sinking Funds activities.
This program is intended for larger funding whereby the borrowers contribution would be initially paid into the Sinking Fund. The activities of the Sinking Fund would then generate profits which are used to pay off part or fully the liabilities of the borrower that would have been incurred with the funding loan.
The Sinking Fund can be created and adjusted to suit the specific requirements of the project owner and the project loan.
Applicants should have their own freely available funds to cover the relevant costs involved.
As the Sinking Fund is a specialist type of structure it is important that qualified project owners are financially sound.
Parties wishing to participate in this new program should in the first instance submit their applications directly to AAY Investments Group via their official web site.
November-2019
AAY Investments Group is pleased to announce the release of a new re-financing program for established businesses. This program is suitable for expansion, acquisition or re-financing of high interest loans and debit obligations.
Funding can be up to 50% of the current certified company valuation. This can be either in the form of a loan or equity with Insurance wrap cover.
Applicants should have their own freely available funds to cover the relevant costs involved.
AAY is now accepting applications for this program from business owners or professional brokers.
October-2019
As bank deposit interest rates continue to decrease around the world, created a strong cash flow of funds into the private equity market from investors seeking higher returns on their money.
The result of this movement has increased the amount of freely available capital for investments into viable projects that can produce a minimum return of 25% return on invested capital.
AAY Investments Group are pleased to announce that have funds available for projects that meet the above criteria on a global basis.
Should you be a project owner, broker or consultant who wants to take advantage of obtaining funding for projects. Please visit our web site and submit in your application in the inquire section.
September-2019
As African Countries have continued strong development opportunities and expansions of their economies during 2019, the demand for project funding is very high.
AAY Investments Group S.A of Panama has increased its funding allocation specially for African Counties by creating a Special Fund for the remainder of 2019.
Applicants seeking funding for projects in the African region are encouraged to submit their funding requests directly to AAY by using the official AAY Investment Groups web site.
Alternatively, clients who prefer to meet an AAY appointed representative first, a site visit could be arranged. This would be subject to the client covering the travel and expenses involved prior. AAY Investments Group continues to pledge its support within the African continent.
August-2019
As of August 1, 2019 the USA Prime rate was reduced to 5.25%. Commercial loan products often use the U.S. Prime Interest Rate as their base lending rate, then add a margin (profit) based primarily on the amount of risk associated with a loan.
AAY Investments Group is pleased to announce that they will continue to offer their own extremely discounted rate of 4.95% for USD Commercial Loans within their JV Funding Programs.
As the cost of borrowing money is now very low makes it the prefect time to submit your financing application into AAY Investments Group for funding.
We welcome applications from project Owners, Brokers and introducer.
July-2019
As global economies suffer from the US China trade wars, this creates opportunities for smart business people to step in on many projects.
However many business people who go to the banks in their countries experience very difficult qualifying loan terms. Additionally, the high interest rates do not make sense for many businesses. This then makes it impossible for them to begin their projects.
The good news is AAY Investments Group is here to help these people achieve their projects by offering very special attractive loans and JV funding with a much easier qualification process.These funding programs also have low interest rates and grace periods.
Should you as a business person who is seeking funding and wants to take advantage of these wonderful funding programs, then please visit our official web site to learn more and submit your application to us online via our website.
June-2019
As AAY continues its expansion in Africa having experienced successful funding of projects over the last three years. Further opportunities have opened due to AAY establishing its presence in African countries with a proven track record.
AAY is pleased to announce its partnering with Commercial Banks for the purpose of providing AAY loan programs and JV loans with equity to their quality clients who are seeking better loan options with low interest rates.
Applicants from African countries can either submit their loan applications directly to AAY on our official web site, our via local banks in their countries requesting that they want the AAY loan program or JV loans with equity.
May-2019
As the uncertainty continues with Brexit in the UK many sectors have been affected including the once hot high end real estate within the city of London.
AAY was pleased to announce during the month of May a special loan program for the real estate market and real estate projects. This was taken up by many applicants who found themselves without suitable funding due to the withdrawal of previous loan offers made by U.K banks.
As the special UK loan program was so successful AAY has decided to extend this offering for the month of June.
Those who seek to participate in the AAY June UK loan program should submit their applications directly to the official AAY web site.
April-2019
Following a successful first quarter which produced a 40% increase in business from last year for the same period.
Mr. Mark Manson Senior Managing Partner stated “ we feel the message of AAY’s proven track record of over 30 years has reached project owners in many countries. We are seeing an influx of applications for Philippines commercial project finance”
As from April 1, 2019 the start of our second quarter, we are pleased to announce reopening of our 100% Pure Loan Program for high quality clients.
It is anticipated that this growth trend will continue through out 2019.
March-2019
Currently both the Europe and U.K. economies continue to suffer due to the uncertainty of Brexit, with the recession in Italy and Germany on the brink of a recession. Many projects within these Countries have been put on hold.
The local banks in the aforementioned lack available funds and are being held back by ECB Bank and the Bank of England.
AAY Investments Group is pleased to announce that arrangements with these banks has been agreed for AAY to take over their loan books so that the funding can then by provided by AAY to their existing clients.
AAY Investments Group has also set up additional funds facilities for the acceptance of new direct project applications from Europe and the U.K.
Entry for new projects from either brokers or directly from project owners is now open and ready to receive applications. To submit an application please use our website inquiry section.
February-2019
AAY Investment Group is pleased to announce the creation of six new development Funds. These exciting new Funds open up into areas previously not serviceable. AAY will be now focusing on the development of investments in the following Countries.
- Egypt
- Vietnam
- Poland
- China
- Kenya
- Philippines
Our research has shown that the above Countries have been identified for growth and millionaire wealth creation. The implementation of various infrastructure and development projects will bring benefit to many of the above economies and also the project owners.
As of February AAY is now accepting project funding applications for both our J.V. 100% funding programs and our 80% Commercial loans funding programs in the aforementioned countries.
January-2019
We are pleased to announce the reopening of our office on January 14, 2019 following the Seasons Holiday. Wishing all our clients a Happy New Year.
For those seeking funding for their projects we are ready to accept these applications which will be turned around in our usual prompt and efficient way.
We envision another good year of growth for 2019. This is a great time to begin business ventures for those entrepreneurs who are position to create wealth.
To accommodate the anticipated amount of new business AAY has increased its Funds capacity for both USD and Euro funding for the whole of 2019.
We will be implementing many new opportunities with programs to encompass the new global financial developments.
We encourage business owners seeking expansion in their current activities to follow our exciting new programs to find the one suitable for your requirements.
Our new programs will be unveiled towards the end of this month.
2019 is shaping up to be a great year for the Business and Financial world.
December-2018
With the Seasons Holidays soon upon us, we would like to take the opportunity of wishing all our clients old and new all the very best for the holidays and New Year 2019.
Please note, we will be closed for business during holidays from December 21, 2018 until January 14, 2019.
During this period we will still be accepting applications for funding which can be submitted as usual via our web site inquiry option and responded to upon our return.
To start the New Year off with a Gift we will be granting all applications that are received prior to our return on January 14, 2019 the benefit of having our December 2018 rates which will be a saving bonus.
For those who are ready now to submit their applications during the month of December prior to our close for business, we encourage you to do this to take the benefit of securing your funding by receiving our fast turn around approval.
November-2018
Due to the overwhelming response we have received from project applicants who are all seeking to take advantage of our low USD interest rates before the December cut off date as advised in our October press release.
We have been forced to implement a cut off date of the end of November 2018 for acceptance of new applications that are seeking funding for this financial year.
Any applications that are received within the month of December 2018 will be carried forward to our 2019 Fund allocation. These will be subject to the prevailing interest rates, terms and conditions for the new financial year .
We therefore recommend prompt action from all project applicants that want to receive funding within 2018.
For those who can qualify at a higher financial liquidity level, we can offer our special expedited program as well as entrance into our advantageous “invite only” Platinum Premium members program.
October-2018
AAY retains its low USD interest rate until December 2018. Once again the Federal Reserve increased the interest rate for all borrowers. This change will effect many who have or who are seeking commercial loans, mortgages, business finance and refinancing.
The decision taken by the AAY Board to hold the low interest rates will allow new business borrowing to take the benefit of obtaining financing at a saving. This of course is great news.
For those who are currently seeking funding we recommended that they begin their submission of applications as soon as possible to ensure they are accepted and within AAY’ s system prior to the December cut off date.
September-2018
AAY increases its funding capability to accommodate in the following ranges of USD/EURO/ GBP from minimum 1 Million to Maximum 1 Billion in either of the referenced currencies. For amounts in excess of 1 Billion these will be syndicated with our associated financial partners with no upper limit amount.
In the first instance funding applications for any of the above referenced amounts should be submitted through our website for review and evaluation. Following, we will respond accordingly.
To obtain a timely response, please ensure that when submitting an application it is completed to provide sufficient information to allow the review committee to express their initial interest to fund the project.
August-2018
We are pleased to report an increase in business for the half year term which is due to new and returning clients who came to us for funding during that period.
It is anticipated that this trend will continue for the latter half of the year as we already have a high demand of applications that we are currently processing for funding within late 2018.
As current market conditions continue to become difficult for borrowers to access funding from banks in the project country.
This situation has caused an increased volume of business to be brought to AAY directly and through brokers. This in part is due to AAY’s leading edge programs and creative funding structures.
July-2018
AAY Investments Group are pleased to announce their partnership with two major banks from China for the purpose of participating in investments together in Europe.
The projects that have been selected under this new joint venture included ports for shipping cargo, industry projects, high tech, toll roads, bridges and infrastructure.
AAY was selected to be a partner in these new ventures due to their impressive performance in the past for funding projects in various countries.
It is anticipated that this new partnership will not only provide funding for Western and much needed Eastern Europe but will also create jobs in those selected countries.
June-2018
We are pleased to advise that AAY Investments Group & S.A is now fully compliant with EU's General Data Protection Regulations law ("GDPR") which came into effect on May 25th, 2018.
The benefit to our past and current clients is complete peace of mind in knowing the information provided to AAY Investments Group & S.A which contained sensitive details about yourself, company and project will not be disclosed or made available to any third parties who are not affiliated with us.
Nor will any of the details of the success of your AAY Investments Group & S.A funded project be used to induce other clients who apply for funding. This blanket protection will now be applied under GDPR laws and rules.
AAY Investments Group & S.A will continue to publish limited information on our web site under projects funded that does not disclose the project details, name or location. Only the project industry, country and funding amount will be shown.
May-2018
Financing still remains a significant concern for private sector construction companies operating in Ghana. “The single most pressing issue for the construction and real estate sector is access to capital” AAY has been a vital provider of funding which has enable the development of these projects.
“Financing an investment once the land has been purchased, blueprints have been drawn up and permits are obtained can take up to two years.” Construction project delays are not unique to the financing stage. In order to attract more private investment, the government established the Ghana Infrastructure Investment Fund (GIIF) in 2014. This fund pools together government resources from the budget, value-added tax revenue and profits from state-owned companies, along with other private sources like AAY, for priority infrastructure projects.
AAY is pleased to announce another successful quarter for 2018 which saw a 28.6% increase in activities from Ghana for projects seeking funding which have been introduced by local professional consultants, banks and law firms.
April-2018
Despite increased interest rates by the Federal Reserve for 2018 which are predicted to continue, AAY’s Treasure Department has decided to maintain our current interest rate.
This makes the Interest rate 4.75% on international project loans for the whole of 2018.
This is good news for borrowers who are seeking funding for their projects at a lower interest rate than they can get in their own country.
March-2018
AAY first quarter report for 2018 has shown an upturn on business in comparison to the same quarter for 2017.
This is great news for our stakeholders. We envision this tread to continue due to the volume of quality business we are currently handling and have in the pipe line.
It is clear to us as certain changes are occurring in many countries is the reason we are seeing this increase from clients who cannot obtain funding in their own country on favorable terms.
February-2018
2018 has already started to be another busy and successful year for AAY Investments Group. Demand is driven by our past track record and ability to fund international projects which is proven over the last 32 years in business.
To accommodate this growth we have expanded the size of our operations and funding capability. Also our professional team has grown. The new additions we have taken on to work for us include former banks, hedge funds and other financial institutions.
Other exciting news is due to this expansion we can now open up the opportunity for New introducers, Consultants, Brokers and Intermediaries who have experience in international financing to join us by becoming an appointed agent. For further details please contact us via our web site.
January-2018
The capital partners award for 2017 goes to AAY Investments Group as the best overall finance team and performance for the funding of projects worldwide. This prestige award is given to finance companies that have provide the best service and quality experience to their clients.
Google awards AAY Investments Group with a five star rating, congratulations.
December-2017
AAY is at the research stage to be able to offer crypto currency transactions for business ventures.
As a dynamic group we are interest in the future which we believe will include crypto currency.
The benefits of crypto currency is a more free movement of money without the need of the many strict governing regulations that are required in conventional banking.
We strive to bring the release of the new facility.
November-2017
AAY is seeing a greater interest in Project Funding Europe and former Eastern Europe Countries as applications for financing from these Countries has been growing. Russia, Poland, Germany, Finland, Sweden, Hungary, Latvia, Croatia, Romania. AAY releases its new interest for 2017, as follows.
- USD 4.75%
- Euro 3.75%
- GBP 3.75%
These examples are for loans under AAY`s JV 60%/40% Venture Loan Equity Program.
October-2017
AAY is pleased to announce its prestige relationship with Standard & Poors IQ Capital under its registration on their platform which was by invitation of S&P IQ Capital.
Both AAY`s Marlin and Merlin Funds from inception to current are listed for review.
For further information on AAY and its Venture Capital Funding programs, please visit S&P IQ Capitals web site.
September-2017
Unfortunately AAY has fallen victim to fake and fabricated posting which are intended to damage AAY long standing excellent reputation. To combat these illegal posting on blog sites set up by crooks, AAY has taken legal action against these people via the courts which is the correct forum to use when a person or entity has a claim.
These days due to non regulated activities of blog sites, any person can post anything against somebody without the need to prove the information as being true. This has lead to criminals using this platform to blackmail reputable long standing World Wide Investment Firm like AAY into paying money in return for taking down their lies.
If you intend to do business with AAY and have come across these illegal web postings, please contact us so we may provide you with the correct factual information.
August-2017
AAY is expanding its Global Investment Firm program for Ghana due to the high volume of applications. These will cover private and government sectors for quality projects.
We have been approached by government representatives to expand our activities due to the successful funding we have provide to date for Ghana.
Our presence in Ghana has been growing over the years as the county continues to develop and requires private financing from our group.
AAY is not only being invited to finance projects but also become equity partners in the financial sectors. Local banks have expressed their desire to have AAY as a partner.
The future for the remainder of 2017 and 2018 looks like being very successful for AAY.
March-2017
AAY Investments Group of Panama, is pushing ahead with investments in Brazil.
We envision 2017 as a year where assets can be acquired at discounted prices due to current economic conditions in Brazil.
Mr. Mark Manson confirmed that we are at present purchasing a prime development site which is zoned for a luxury resort, casino, hotel, golf, marina, water park, residential houses and condos. The site is beach ocean front a short distance to airport.
We are currently talking with interested parties for the realization of this large project. Developers of this type of quality product should contact AAY to seek opportunities.
AAY has also been invited to participate in one of the largest port development in Brazil. Interested parties should contact AAY to seek opportunities for development.
February-2017
Investing in Africa, AAY Investments Group of Panama have completed another successful year for 2016 and look forward to an even better year for 2017.
Mr. Mark Manson Senior Managing Partner stated, we have increased our investment funds for 2017 to accommodate the opportunities that are been presented to us.
Our target areas are, real estate both commercial and residential, alternative energy, mining , infrastructure, aquaculture, palm oil and cocoa processing.
The countries of interest are, Ghana, Kenya, Uganda, Rwanda and Botswana.
January-2017
AAY Investments Group of Panama has agreed credit lines for five (5) Russian banks.
Mr. Rodney Lord, Chairman, stated that after 20 years of successful business dealings in Russia that he felt the need to assist our associates so that they could complete their financing of infrastructure projects.
We envision that Russia will continue to perform well and is worthy of investment. A full economic recovery is anticipated by 2020.
AAY is today committed to investing within Russia in all industries and welcomes applications from project owners who require funding.
April-2015
AAY Investments Group, a Panama-based venture capital fund, has expressed an interest in acquiring a stake in Tetrad Investment Bank (TIB), businessdigest can reveal.
Kudzai Kuwaza
The group has investments in various countries around the world including Australia, Belgium, Chile, Canada, France, Greece, Mexico and South Africa.
In a letter to Tetrad Holdings finance director Thomas Chimanda, dated April 13, AAY project enquiries director Sam Davis said they were interested in acquiring a stake in the bank and seeking an extension of the judicial management of the bank to allow them to carry out a due diligence exercise for 90 days.
In his letter to Chimanda, Davis said it was imperative to get an extension to ensure that the expenses they would incur as a result of the due diligence exercise “will not be in vain”.
He said they would require the engagement of lawyers and accountants who are experts to carry out the exercise on their behalf. Davis added that preliminary discussions with these experts indicated that 90 days was usually required for such an exercise.
Tetrad provisional judicial manager Winsley Militala, who received the letter through Chimanda, said although the bank has been given 30 days to find an investor from the 11th of March, he had communicated their request to the central bank for direction.
Acting MD, Eugene Mlambo, told businessdigest this week that AAY’s interest was a result of their efforts to find alternative investors due to delays by Horizon Capital Consortium Holdings (HCCH)to consummate the deal with the bank.
“We have not been sitting waiting just for Horizon. The creditor’s problem with the Horizon transaction is that it is taking time,” Mlambo said. “We have told them (Horizon) that we have to look for alternatives. We are not saying that is the answer. We are saying we have finally spoken to an institution that has expressed interest.”
He said the bank would also carry out a due diligence exercise on AAY.
Mlambo said the bank had been referred to AAY by a colleague in Europe and he was the one facilitating communication between the two parties.
The development comes at a time there are sharp differences between the bank’s shareholders and Militala over his report on the bank to creditors.
At a creditors’ meeting held on Wednesday to determine whether the financial institution should undergo liquidation or final judicial management, Mlambo strongly disputed the report, accusing Militala of being biased and totally ignoring submissions management had made to the report.
Militala has recommended that the bank undergo liquidation, a proposal also strongly dismissed by HCCH local representative Munyaradzi Kereke at the meeting, who said there is an “exuberant intent” to finalise the deal.
This was after Militala pointed out in his report that while the deal promised to yield the desired investment, HCCH has not shown a bankable commitment.
According to suggestions at the meeting, creditors could get as little as two cents for every dollar should the bank undergo liquidation. None of the creditors at the meeting seemed keen on pursuing the liquidation route, signalled by the applause that met every suggestion that spoke against taking that route.
