• "Patience, Persistence, and Perspiration make an unbeatable combination for success."

    Napoleon Hill

  • "Many of life's failures are people who didn't realize how close they were to success when they gave up."

    Thomas Edison

  • "The brave may not live forever - But the cautious do not live at all."

    Sir Richard Branson


AAY is at the research stage to be able to offer crypto currency transactions for business ventures.

As a dynamic group we are interest in the future which we believe will include crypto currency.

The benefits of crypto currency is a more free movement of money without the need of the many strict governing regulations that are required in conventional banking.

We strive to bring the release of the new facility.


AAY is seeing a greater interest in Project Funding Europe and former Eastern Europe Countries as applications for financing from these Countries has been growing. Russia, Poland, Germany, Finland, Sweden, Hungary, Latvia, Croatia, Romania. AAY releases its new interest for 2017, as follows.

  • USD 4.75%
  • Euro 3.75%
  • GBP 3.75%

These examples are for loans under AAY`s JV 60%/40% Venture Loan Equity Program.


AAY is pleased to announce its prestige relationship with Standard & Poors IQ Capital under its registration on their platform which was by invitation of S&P IQ Capital.

Both AAY`s Marlin and Merlin Funds from inception to current are listed for review.

For further information on AAY and its Venture Capital Funding programs, please visit S&P IQ Capitals web site.


Unfortunately AAY has fallen victim to fake and fabricated posting which are intended to damage AAY long standing excellent reputation. To combat these illegal posting on blog sites set up by crooks, AAY has taken legal action against these people via the courts which is the correct forum to use when a person or entity has a claim.

These days due to non regulated activities of blog sites, any person can post anything against somebody without the need to prove the information as being true. This has lead to criminals using this platform to blackmail reputable long standing World Wide Investment Firm like AAY into paying money in return for taking down their lies.

If you intend to do business with AAY and have come across these illegal web postings, please contact us so we may provide you with the correct factual information.


AAY is expanding its Global Investment Firm program for Ghana due to the high volume of applications. These will cover private and government sectors for quality projects.

We have been approached by government representatives to expand our activities due to the successful funding we have provide to date for Ghana.

Our presence in Ghana has been growing over the years as the county continues to develop and requires private financing from our group.

AAY is not only being invited to finance projects but also become equity partners in the financial sectors. Local banks have expressed their desire to have AAY as a partner.

The future for the remainder of 2017 and 2018 looks like being very successful for AAY.


AAY Investments Group of Panama, is pushing ahead with investments in Brazil.

We envision 2017 as a year where assets can be acquired at discounted prices due to current economic conditions in Brazil.

Mr. Mark Manson confirmed that we are at present purchasing a prime development site which is zoned for a luxury resort, casino, hotel, golf, marina, water park, residential houses and condos. The site is beach ocean front a short distance to airport.

We are currently talking with interested parties for the realization of this large project. Developers of this type of quality product should contact AAY to seek opportunities.

AAY has also been invited to participate in one of the largest port development in Brazil. Interested parties should contact AAY to seek opportunities for development.


Investing in Africa, AAY Investments Group of Panama have completed another successful year for 2016 and look forward to an even better year for 2017.

Mr. Mark Manson Senior Managing Partner stated, we have increased our investment funds for 2017 to accommodate the opportunities that are been presented to us.

Our target areas are, real estate both commercial and residential, alternative energy, mining , infrastructure, aquaculture, palm oil and cocoa processing.

The countries of interest are, Ghana, Kenya, Uganda, Rwanda and Botswana.


AAY Investments Group of Panama has agreed credit lines for five (5) Russian banks.

Mr. Rodney Lord, Chairman, stated that after 20 years of successful business dealings in Russia that he felt the need to assist our associates so that they could complete their financing of infrastructure projects.

We envision that Russia will continue to perform well and is worthy of investment. A full economic recovery is anticipated by 2020.

AAY is today committed to investing within Russia in all industries and welcomes applications from project owners who require funding.


AAY Investments Group, a Panama-based venture capital fund, has expressed an interest in acquiring a stake in Tetrad Investment Bank (TIB), businessdigest can reveal.

Kudzai Kuwaza

The group has investments in various countries around the world including Australia, Belgium, Chile, Canada, France, Greece, Mexico and South Africa.

In a letter to Tetrad Holdings finance director Thomas Chimanda, dated April 13, AAY project enquiries director Sam Davis said they were interested in acquiring a stake in the bank and seeking an extension of the judicial management of the bank to allow them to carry out a due diligence exercise for 90 days.

In his letter to Chimanda, Davis said it was imperative to get an extension to ensure that the expenses they would incur as a result of the due diligence exercise “will not be in vain”.

He said they would require the engagement of lawyers and accountants who are experts to carry out the exercise on their behalf. Davis added that preliminary discussions with these experts indicated that 90 days was usually required for such an exercise.

Tetrad provisional judicial manager Winsley Militala, who received the letter through Chimanda, said although the bank has been given 30 days to find an investor from the 11th of March, he had communicated their request to the central bank for direction.

Acting MD, Eugene Mlambo, told businessdigest this week that AAY’s interest was a result of their efforts to find alternative investors due to delays by Horizon Capital Consortium Holdings (HCCH)to consummate the deal with the bank.

“We have not been sitting waiting just for Horizon. The creditor’s problem with the Horizon transaction is that it is taking time,” Mlambo said. “We have told them (Horizon) that we have to look for alternatives. We are not saying that is the answer. We are saying we have finally spoken to an institution that has expressed interest.”

He said the bank would also carry out a due diligence exercise on AAY.

Mlambo said the bank had been referred to AAY by a colleague in Europe and he was the one facilitating communication between the two parties.

The development comes at a time there are sharp differences between the bank’s shareholders and Militala over his report on the bank to creditors.

At a creditors’ meeting held on Wednesday to determine whether the financial institution should undergo liquidation or final judicial management, Mlambo strongly disputed the report, accusing Militala of being biased and totally ignoring submissions management had made to the report.

Militala has recommended that the bank undergo liquidation, a proposal also strongly dismissed by HCCH local representative Munyaradzi Kereke at the meeting, who said there is an “exuberant intent” to finalise the deal.

This was after Militala pointed out in his report that while the deal promised to yield the desired investment, HCCH has not shown a bankable commitment.

According to suggestions at the meeting, creditors could get as little as two cents for every dollar should the bank undergo liquidation. None of the creditors at the meeting seemed keen on pursuing the liquidation route, signalled by the applause that met every suggestion that spoke against taking that route.